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The Gold Standard
in Private Lending

Elite lending solutions designed for performance-driven real estate professionals

Who We Are

Direct Private Lender Specializing In DSCR Loans

We combine Wall Street discipline with private-capital flexibility

Built For

Real Estate Investors

Looking to expand their portfolio or refinance existing properties

Real Estate Developers

Refinancing out of construction loans and lining up financing for their investors

Mortgage Brokers

Looking for a reliable partner who will deliver
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PRODUCTS

Full-Spectrum DSCR Financing — Designed for Investors

Direct private lender specializing exclusively in DSCR loans for real estate investors, developers, and mortgage brokers. We deliver unmatched execution speed, transparent terms, and customized financing solutions across the full DSCR spectrum.

1–4 Unit Residential

  • Loan Amount: $100K - $3.5M
  • Minimum FICO: 640
  • LTV: 75% Cash out, 80% Purchase / R&T
  • DSCR: 1.0x (Options down to 0.75x)
  • Housing History: 0x30x12
  • FRM / IO: 15, 20, 30 & 40 Year, 10 Years I/O Option
  • Eligible Property Types: 1-4 SFR, Condos, Non-Warrantable Condos, Townhomes, PUDs
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5–10 Unit Multifamily / 2–8 Mixed Use

  • Loan Amount: $350K - $3.5M
  • Minimum FICO: 720
  • LTV: 70% Cash Out, 75% Purchase / R&T
  • DSCR: 1.0x
  • Notes: Min 400 sq ft per unit; Mixed-use requires 51% residential by sqft & income
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Bank Statement Loans

  • Loan Amount: $100K - $3.5M
  • Minimum FICO: 660
  • LTV: 75% Cash Out, 80% Purchase / R&T
  • Maximum DTI: 50%
  • Qualification: 12 or 24 months bank statements depending on program
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Super Jumbo Loans

  • Loan Amount: $3.5M - $5M
  • Minimum FICO: 720
  • LTV: 60% Cash Out, 65% Purchase / R&T
  • Maximum DTI: 38%
  • Notes: 24 months bank statements typically required; stronger overlays apply
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Short Term Rentals (STR)

  • Loan Amount: $100K - $3M
  • Minimum FICO: 720
  • LTV: 70% Cash Out, 75% Purchase / R&T
  • DSCR: 1.15x
  • Requirements: 1007/1025 or 12-month bank statement lookback; evidence STRs allowed
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Portfolio Loans

  • Loan Amount: $500K - $50M
  • Minimum FICO: 700
  • LTV: 70% Cash Out, 75% Purchase / R&T
  • DSCR: 1.25x (Options to 1.0x)
  • Notes: Minimum 3 properties; aggregate underwriting; 120% release provisions available
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BTR Financing

  • Loan Amount: $100K - $50M
  • Minimum FICO: 700
  • LTV: 75% Cash Out, 80% Purchase / R&T
  • DSCR: 1.0x
  • Notes: Underwriting tailored to new construction; flexible PPP structures
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Products

Full Suite of DSCR and Non-QM Products

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1–4 Unit Residential

Precision-driven DSCR financing for single-family, duplex, triplex, and fourplex investments. Designed for serious investors who value speed, certainty, and tailored structures built around performance — not paperwork.
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Multifamily and Mixed-Use

Sophisticated capital solutions for 5–10 unit multifamily and 2–8 unit mixed-use properties. We deliver institutional execution with private-market flexibility — ensuring your capital strategy moves as fast as your vision.
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Bank Statement and Super Jumbo

Our premier tier of lending for high-net-worth borrowers and luxury assets. Bank statement and asset-based programs up to $10M designed to preserve liquidity and elevate your portfolio without compromise.
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Build-to-Rent Financing

Purpose-built financing for the next generation of rental communities. From acquisition through permanent takeout, our team aligns lending strategy with your project’s lifecycle to maximize yield and scalability.
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Portfolio Financing

One structure. Infinite potential. Consolidate multiple assets under a single DSCR loan for streamlined execution, optimized leverage, and enhanced balance-sheet efficiency.
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Short-Term Rentals

Curated financing for high-performing vacation and short-term rental assets. Underwritten to true market revenue, empowering investors to unlock maximum cash flow and long-term appreciation.
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Why Choose Us

We act as your strategic partner — not just your lender.

Speed and Certainty

Close in as little as 4 days with private-capital efficiency and institutional precision.

Direct Access

Work directly with decision-makers — 30+ years of lending and capital-markets expertise.

Market Advantage

Access every major note buyer offering more flexibility and strongest pricing.

TESTIMONIALS

See What Clients are Saying

FAQs

Frequently asked questions

What is Maverick Lending NYC and who do you serve?

 We’re a private lender focused exclusively on DSCR and investor-based lending. Our clients include experienced real estate investors, developers, and brokers seeking flexible, fast-moving capital. 

What loan products do you offer?

We offer DSCR rental loans, Build-to-Rent financing, short-term rental loans, bank statement programs, and portfolio aggregation loans.

How do I start my loan application process?

 Submit your loan scenario through our online intake form or contact us directly for a same-day term sheet. 

How quickly can I get approved and funded?

 We can issue approvals within 24 hours and fund in as little as 4–7 business days. 

Do you work with first-time investors?

Yes — as long as the deal makes sense, we’ll work with motivated new investors who are serious about growing their portfolio.

Do you work with brokers?

Absolutely. We value broker partnerships and offer competitive compensation and white-label support for high-volume producers.

Start Working With Us Today

Real Estate Investors

Access funds easily and quickly with our streamlined process